South Carolina Small Business Loans

Apply online for a flexible line of credit up to $100,000.

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Maximum Credit Limit:

$100,000

Minimum Credit Limit:

$7,600

Minimum First Draw Amount:

$7,600

Repayment Periods:

12, 18 or 24 Months

Payment Frequency:

Weekly or Monthly

South Carolina Line of Credit Details**

A Headway Capital line of credit gives you 24/7 access to the working capital your small business needs. You can draw funds at any time, up to your credit limit, without ever having to reapply. For more details, visit our line of credit page.

Terms

The interest rate and credit limit you are awarded may vary based on the information provided in your application. Interest does not compound. Draws from your line of credit are subject to a 2% draw fee. If sufficient funds are not present in your bank account at the time of a scheduled payment, your bank may charge you a non-sufficient funds (NSF) fee. There are no hidden fees with a Headway Capital line of credit.

Repayment

You can repay your outstanding balance at any time without incurring any additional fees. You can make payments by simply logging in to your personal account or calling our customer service team. For more information, visit our FAQ page or give us a call at 866.698.8494.

**Your eligibility for a line of credit, and the offer details, are dependent upon your application information.

How It Works

You can access your line of credit whenever you want through your online account, and when you request money, it’s delivered to your bank account by the next business day. This way you can draw the amount you need when you need it — up to your credit limit — and build your business at your own pace.

You request

online for your desired credit limit, up to $100,000

You borrow

money whenever you need it; funds by the next business day

You choose

a flexible schedule to repay your balance over time

South Carolina Business Resources

The State of South Carolina

The official website of the state of South Carolina.

South Carolina Secretary of State - Business Filings

The Division of Business Filings files organizing documents, amendments and all other forms related to the operation of corporations, limited liability companies, limited partnerships and limited liability partnerships.

South Carolina Department of Revenue

The Department of Revenue administers and enforces revenue and regulatory laws and ensures taxpayer security. Use the business page to register your business and learn more about business taxes.

South Carolina Department of Commerce

The Department of Commerce helps grow new and existing businesses by assisting with the location of new sites and buildings, offering grants and conducting initiatives like workforce training.

Common Questions

What Industries Do We Serve in South Carolina?

We provide small business loans to businesses in a wide variety of industries. Some of the most common industries we serve in South Carolina are:

We consider businesses of all types, and we serve business owners by offering a line of credit with flexible repayment options.

How Will My Application Be Evaluated?

Headway Capital looks at a wide variety of factors when determining your eligibility, instead of focusing solely on credit scores. It can include aspects like corporate tax returns, profit and loss statements and other business-related documentation.

This approach means we’re often able to provide lines of credit to business owners who have less-than-perfect credit.