True Line of Credit™
Funding for Your Business

What's your desired credit limit?

$26,000
What repayment term works for you?
How often do you want to make payments?

Weekly Payment Amount*:

$424.00 Apply Now

We’re currently accepting new customer applications. Applying will not impact your credit score.

*This business loan calculator assumes a monthly interest rate of 3.3% and a 2% draw fee*. Your interest rate & credit limit may vary based on your application information. *No draw fee in CO, GA, IN, NJ and OK

Our True Line of Credit™ product offers small businesses a unique funding solution with everyday revolving access, transparent terms, and no prepayment penalty. Draw funds whenever you need, up to your available credit limit, and receive money by the next business day.

Business Line of Credit:

Up to $100,000

Repayment Term*:

12, 18 or 24 Months

Payment Frequency:

Weekly or Monthly

*Your terms may vary based on your application information.

The Headway Capital Difference

Headway Capital
Line of Credit 		Term Loan* Merchant Cash
Advance (MCA)*

Longer Payment

Repay over 12 – 24 months.

Yes

Yes

No

Flexible Schedule

Choose from weekly and monthly repayment options.

Yes

No

No

Revolving Credit

Draw when you need and pay interest only on funds drawn.

Yes

No

No

Fast Funding

Receive funds within one business day of approval.

Yes

Yes

Yes

Prepayment Benefits

Pay off early and reduce your cost.

Yes

Yes

No

Longer Payment

Repay over 12 – 24 months.

Yes

Flexible Schedule

Choose from weekly and monthly repayment options.

Yes

Revolving Credit

Draw when you need and pay interest only on funds drawn.

Yes

Fast Funding

Receive funds within one business day of approval.

Yes

Prepayment Benefits

Pay off early and reduce your cost.

Yes

*Typical offers from online alternative lenders

Headway has given me the confidence to operate my business at the next level.

— Dana C.
Luxury Lighting
Read More Reviews

A Business Partner You Can Depend On

Public Company

We are part of Enova International (NYSE: ENVA), a publicly traded company that has serviced more than 5 million consumers since 2004.

Online Lenders Alliance

Dedicated to Customers

We are committed to the highest standards of conduct and work hard to create the very best experience for each one of our customers.

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Real-Time Decisions

We determine your eligibility by using cutting-edge analytics technology, powered by our sister company Enova Decisions™.