New Jersey Small Business Loans
Apply online for a flexible line of credit up to $100,000.
Apply NowMaximum
Credit Limit:
$100,000
Minimum
Credit Limit:
$5,000
Minimum First
Draw Amount:
$500
Repayment
Periods:
12, 18 or 24 Months
Payment
Frequency:
Weekly or Monthly
New Jersey Line of Credit Details**
A Headway Capital line of credit gives you 24/7 access to the working capital your small business needs. You can draw funds at any time, up to your credit limit, without ever having to reapply. For more details, visit our line of credit page.
Terms
The interest rate and credit limit you are awarded may vary based on the information provided in your application. Interest does not compound. If sufficient funds are not present in your bank account at the time of a scheduled payment, your bank may charge you a non-sufficient funds (NSF) fee. There are no hidden fees with a Headway Capital line of credit.
Repayment
You can repay your outstanding balance at any time without incurring any additional fees. You can make payments by simply logging in to your personal account or calling our customer service team. For more information, visit our FAQ page or give us a call at 866.698.8494.
**Your eligibility for a line of credit, and the offer details, are dependent upon your application information.
How It Works
You can access your line of credit whenever you want through your online account, and when you request money, it’s delivered to your bank account by the next business day. This way you can draw the amount you need when you need it — up to your credit limit — and build your business at your own pace.
New Jersey Business Resources
The State of New Jersey
The official page for the state of New Jersey.
New Jersey Department of State
The Department of State offers business and economic resources, including a centralized Business Action Center.
New Jersey Division of Taxation
Find all tax filing information for businesses, as well as frequently asked questions regarding New Jersey tax guidelines.
New Jersey Economic Development Authority
The New Jersey Economic Development Authority provides financial resources and support for a variety of businesses, from small businesses to not-for-profits.
Common Questions
What Industries Do We Serve in New Jersey?
We provide small business loans to businesses in a wide variety of industries. Some of the most common industries we serve in New Jersey are:
We consider businesses of all types, and we serve business owners by offering a line of credit with flexible repayment options.
How Will My Application Be Evaluated?
Headway Capital looks at a wide variety of factors when determining eligibility, instead of focusing solely on credit scores. It can include aspects like corporate tax returns, profit and loss statements and other business-related documentation.
This approach means we’re often able to provide lines of credit to business owners who have less-than-perfect credit.