Business Loans That Work for You

Apply in minutes for a small business line of credit up to $100,000

What's your desired credit limit?

$26,000
What repayment term works for you?
How often do you want to make payments?

Weekly Payment Amount*:

$424.00 Apply Now

We’re currently accepting new customer applications. Applying will not impact your credit score.

Applying will not impact your credit score.1

*This business loan calculator assumes a monthly interest rate of 3.3% and a 2% draw fee. Your interest rate and credit limit may vary based on your application. No draw fee in CO, GA, IN, NJ and OK.

Small Business Loans for Women

The number of American businesses owned by women has been slightly increasing over the past couple of decades, with women making up 29% of business owners compared to 26% in 1997.2 But even as the number of female entrepreneurs increases, obtaining business loans for women can be a challenge, as only 16% of conventional small business loans granted each year go to women.3

These numbers may suggest that there is a unique set of challenges for female business owners to access business loans, but it’s important for women who own businesses to know that understanding your financing options and preparing for the application process can help increase your chances of approval.


Grants and Loans for Women-Owned Business

There're serveral business funding options for women other than loans issued by banks. Female business owners often turn to business grants and alternative business loans. Here's a short-list of women-owned business funding options.

  • Government Grants. These are great options for women business owners seeking extra fundings. However, the application process could be complex because you must meet some strict application and compliance guidelines to be eligible. And you may need to wait for months to get approval.
  • Term Loans. Also known as installment business loans, term loans typically offer a larger amount than lines of credit to small business owners. You pay it back over a fixed amount of time.
  • Business Lines of Credit. A flexible type of business loan that allows you to draw money from a revolving credit line. A line of credit is like a business credit card — you use it as you need it. However, with a Headway Capital line of credit, you can choose to make weekly or monthly payments and borrow more as your principal is paid down.

    • Headway Capital Business Loans for Women

    At Headway Capital, we are proud to help female entrepreneurs to grow their businesses. Once you are approved for a Headway Capital line of credit, you can borrow as much as you need (up to your credit limit), as many times as you need to, without having to reapply. When you need cash, you can log in to your online account and request a draw. Your money will be delivered to your bank account by the next business day.

    Apply Now

    Business Loans from Headway Capital

    At Headway Capital, we believe you can accomplish great things with the right support, and we’re proud to help hardworking business owners like you accomplish your goals. We do this by offering a flexible business line of credit with no hidden fees.

    Credit Line

    Up to
    $100,000

    Loan Type

    Business line of credit

    Repayment Term

    12, 18 or 24 months

    No Hidden Fees

    See our Rates & Terms for details

    Payment Frequency

    Weekly or monthly

    Clear Cost

    Clear payment terms, interest does not compound, no penalty for early payoff

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    2 White, G. (April 17, 2015). Women Are Owning More and More Small Businesses. Retrieved January 27, 2017 from http://www.theatlantic.com/business/archive/2015/04/women-are-owning-more-and-more-small-businesses/390642/

    3 Cantwell, M. (July 23, 2014). 21st Century Barriers to Women’s Entrepreneurship. Retrieved January 27, 2017 from http://www.microbiz.org/wp-content/uploads/2014/07/21st-Century-Barriers-to-Womens-Entrepreneurship.pdf

    1We always do a soft inquiry unless your credit file is restricted, in which case we would ask you to contact the credit bureau to lift the restriction. Doing so may result in a hard pull.